Net Surplus Ratio - The Concepts Mean - Finance Assessment Answer

Finance Assessment Task

Task 1

• Analysis of the client’s financial situation
• Discussed the type of loan and why it is suitable for each of the three (3) clients
• A comment if the client needs to obtain any specialist advice and why
• Discussed the ownership structure and what the implications of this are
• Calculations to demonstrate the:
• Debt servicing ratio
• Net surplus ratio
• Uncommitted monthly income. This is needs to be completed for each client file, or for the three (3) case studies.
• Submitted this task in word.

Task 2

1.  Discussed what the concepts mean
2. Applied each concept to your selected case study, with specific examples
3. Submitted this task in word.

Task 3

• All documents that need to be submitted to the lender are attached
• A copy of your Disclosure Statement
• Scanned all the documents as one file and labelled Task

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